Nestled in a private cul-de-sac, this picturesque cottage-style bungalow offers a rarely available prime ravine lot that combines the tranquility of country living W/conveniences of city life. Situated in the heart of the city, the property boasts a stunning private oasis W/views of the serene Credit River, yet remains close to all amenities & hwy's. The home welcomes you W/charming bay windows that showcase breathtaking views, complemented by hardwood floors in the living & dining. Kitchen recently updated W/laminate floors, white cabinets, modern LG S/S appliances, & a stylish backsplash. Additionally a convenient side entry door from the carport. The walk-out basement features a 3-pc bathroom & above grade bay window. Outside, the property is an entertainer TMs dream W/a gazebo, brand-new deck, shed, & a staircase that descends to the second level of the backyard. Here, a hike path leads to a cozy riverside sitting area equipped W/fire pit & 3 deck chairs to relax by river. Includes plans to take down the existing garage/carport and build a retaining wall and construct a new structure. This home is being sold in "as is" condition. The A/C and furnace are both owned and only 3 years old. The hot water tank is 5 years old and also owned.