Nestled on the tranquil shores of Stewart Lake, this charming four bedroom cottage/home embodies a harmonious blend of serene natural beauty & refined comfort in the heart of Muskoka. The interior showcases a bright open-concept design with large windows bathing the space in natural light. The kitchen/dining area with beautiful vaulted ceiling has a large centre island & walk out to spacious decks overlooking the lake. The bedrooms are thoughtfully designed for comfort and relaxation while the living room overlooks the lake with a propane fireplace for a warm and inviting space. Enjoy the Muskoka room for reading & playing games. Stroll down to the private waterfront, where a newly built extensive dock awaits. Take in the expansive lake views & enjoy the sandy walk-in waterfront, perfect for swimming & water toys. The property's flat lot also boasts a private hot tub & cedar barrel sauna, offering the perfect way to unwind & relax in nature's embrace. Additional features of this exceptional property include a detached garage, providing convenient storage as well as a charming bunkie & shed. With its stunning waterfront location & minutes away from the charming town of Mactier this Stewart Lake cottage presents a rare opportunity to own a piece of Muskoka's paradise.