Completely renovated, winterized home or cottage on Lake of Bays that is magical in all seasons. The views of the lake are stunning, and you will love the charming accents and design that create a true cottage vibe. The features of the cottage include: A floor to ceiling reclaimed brick, wood burning fireplace; maple hardwood floors; A walkout from the principal bedroom to your private deck with wide open lake views; A cozy Sun room; huge laundry room with a pantry and large closet space and a large kitchen overlooking the lake with an expansive counter area and double sink. Imagine enjoying your morning coffee on your dock with mesmerizing water views of Haystack Bay. Across the road, the waterfront is perfect for swimming, canoeing, or soaking up the sun. If you enjoy snowmobiling, there is a marked, groomed trail that you can access directly from the cottage that is part a main trail system, linking to over 100 kilometers of winter fun. This cottage is part of an established (in 1973) 10-Cottage Co-ownership Association. Located on 2 acres of land and offering over 300 feet of southeast water frontage with spectacular views of Haystack Bay. Minutes from Dwight, Dorset, Huntsville and Algonquin Property not eligible for traditional financing. Pets are not permitted on the property from May to October. Enjoy the cottage year round without restrictions. Annual fees of $2,200.00 or $186.00 monthly, include property tax, yard maintenance, dock maintenance. "No extra taxes or fees" The annual fees have not increased in 10 years and the association has a healthy reserve fund. One of the Seller's is a Realtor.