There’s more to a successful home purchase than finding a place that looks fantastic and saying “I love it!” While you should indeed fall head over heels in love with your home, we also want to make sure it’s the right fit through and through.
Finding the perfect opportunity requires in-depth insight into the market, an eye for quality, and an outstanding ability to negotiate. Fortunately, attention to all of these details is where each member of the Peggy Hill Team excels. Today, we’ll outline just a few of the reasons you should buy your next home with us.
Buying a house is personal, and we have no doubt that you have plenty of questions. Book a complimentary Buyer’s meeting with us to get some answers.
A Fully-Customized Home-Buying Experience
Your new home is destined to be much more than four walls and a roof. It will become your treasured sanctuary, a place of laughter and memories. The right decision will also be one of the best financial investments you’ll ever make as your equity and net worth grow.
You have the vision. We have the system, spreadsheets, checklists, mortgage calculators, and countless other resources to make it happen.
Planning to get out of the rental cycle and wondering where to start? Here are 6 Innovative Ways First-Time Homebuyers Can Beat The Tough Market.
Expert Guidance and Unparalleled Support
As we progress through all of the steps in our detailed buying system, you’ll gain clarity and a new sense of what’s possible. An experienced expert will sit down with you and create a realistic wish list for your new house. Next, we’ll run the financials to see what you can comfortably afford.
At this point, you’ll likely be both excited and emotional about the prospect of your new home. Throughout the process, we are here to keep you grounded and to protect your interests at every turn.
Now, let’s talk more about the process, how we take you by the hand and lead you straight to your ideal home.
Creating a Plan and Answering All Questions
Before buying a house, you’ll likely have plenty of questions that only you can answer. Our team members are here to make sure you cover every angle, from what neighbourhood to search in, what structure of house you should look for, and whether or not to buy or sell first.
A successful process begins with sitting down and having a conversation about everything you want and need, as well as bringing any subtle nuances to your attention. In the end, you’ll have a logical plan to find and buy not just any home, but the home, one that is just right for you.
Do you plan to sell a home before buying your next one? Here’s How the Peggy Hill Team Can Help.
Your Financial Health Assessment
Financial preparedness is the foundation of all real estate purchases, whether you’re buying your first condo or an estate along the waterfront. We will work with you so you know how much you should have for your down payment, closing costs, and for your monthly carrying costs. The goal is to find that perfect balance of a house you love that also falls within a comfortable budget.
Did you know? Both the federal and provincial governments offer incentives for first-time home buyers? Our buying experts are happy to guide you through all resources available to you.
Getting Your Mortgage Pre-Approval
There are several advantages to securing a mortgage pre-approval before visiting the first potential home. First, it gives you an accurate estimate of how much you can borrow. This saves you the disappointment of setting your sights on a house out of your budget.
Taking this step also allows you to craft a strong offer because you can prove to the seller that you qualify for financing. If it’s between you and another buyer, this could be what makes the seller choose you.
Lastly, a pre-approval allows you to lock in the lowest interest rate for the next 90 to 120 days.
If you need a mortgage expert to walk you through your options in more detail, just say the word. We have our own in-house specialists right here on the Peggy Hill Team!
Wondering what homes are available in Barrie and the surrounding areas? Find out by browsing our featured listings.
Exploring Homes In-Person
When visiting homes that could soon be yours, we want you to dream big. Most people look forward to this part more than anything else during their purchase. However, there is also a maze you must navigate successfully to get the best house for your money.
- Some homes will be decorated so beautifully that you can’t help but fantasize about living there. Unfortunately, a few could also be hiding flaws and problems that should be a dealbreaker.
- Another house may have cosmetic imperfections that are tough to see beyond, but with a quick coat of paint and a few minor fixes, it’s absolutely perfect.
Seeing beyond the surface through to the bones of the house is one of the many reasons we are here for you. We will help you assess both the problems and the potential.
As soon as you find your home, your thoughts may turn to decorating! That’s the latest trend in home decor? Find out in What Are the Interior Colour and Décor Trends This Year?
Your Protection Is Our Privilege
You’ve just toured a property that seems to have your name all over it. You’re already dreaming of the day you move in, but first, you need to get your offer accepted. If there’s one point when a home buyer needs professional guidance more than ever, it’s when you’re about to begin negotiations.
- Should you offer the list price? Depending on the market, you may need to go higher or you might get away with less.
- What conditions can you use to protect your interests, and what should you drop to make your offer more compelling?
- What inclusions and exclusions are in the offer? Will the window coverings and gas BBQ come with the house? To avoid disappointment, be sure not to take anything for granted.
- How can you make your offer more compelling without going over budget? A higher deposit might do it. Or you might be flexible about the closing date. Creativity and communication are essential.
Through it all, we will be here to advise you at every step in the process. We’ll help you overcome any challenge and happily answer the many questions you are sure to have along the way. In the end, you’ll make an informed choice and buy the right house for all of the right reasons.
Do you have questions about living in Barrie or buying or selling a home here? Get in touch with The Peggy Hill Team today at (705) 739-4455 or email info@peggyhill.com. We are happy to help you get started!
