.mortgage-calc-wrap {
	margin-top: -25px;
	margin-bottom: 75px;
}

/* Responsive */
@media (max-width: 767px) {
	.mortgage-calc-wrap {
		margin-top: 0;
		margin-bottom: 50px;
	}
}

/* Provided by PHT */

/* =========================
   PHT Mortgage Calculator (SCOPED)
   Wrapper: #phtMortgageCalc
   ========================= */

#phtMortgageCalc {
  font-family: 'Montserrat', sans-serif;
  line-height: 1.6;
}


/* Only reset inside the calculator */
#phtMortgageCalc,
#phtMortgageCalc * {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}


/* Card container */
#phtMortgageCalc.pht-mcalc {
  max-width: 800px;
  margin: 0 auto;
  background: #ffffff;
  border-radius: 14px;
  box-shadow: 0 20px 60px rgba(35, 62, 133, 0.15);
  overflow: hidden;
  animation: phtMCalcSlideUp 0.6s ease-out;
  border: none;
}


@keyframes phtMCalcSlideUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}


/* Header (matches quiz style) */
#phtMortgageCalc .pht-mcalc__header,
#phtMortgageCalc .pht-mcalc__title {
  background: #233e85;
  color: #ffffff;
  padding: 40px 30px;
  text-align: center;
  position: relative;
  overflow: hidden;
}


/* Title styled like quiz header */
#phtMortgageCalc .pht-mcalc__title {
  font-size: 1.4em;
  font-weight: 700;
  color: #ffffff;
  line-height: 1.25;
  margin: 0;
}


/* Decorative pulse */
#phtMortgageCalc .pht-mcalc__header::before,
#phtMortgageCalc .pht-mcalc__title::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 200%;
  height: 200%;
  background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
  animation: phtMCalcPulse 3s ease-in-out infinite;
  pointer-events: none;
}


@keyframes phtMCalcPulse {
  0%, 100% { transform: scale(1); opacity: 0.5; }
  50% { transform: scale(1.1); opacity: 0.8; }
}


/* If you didn't wrap body in .pht-mcalc__content, apply padding to direct children */
#phtMortgageCalc > .pht-mcalc__grid,
#phtMortgageCalc > .pht-mcalc__results,
#phtMortgageCalc > .pht-mcalc__contact {
  padding-left: 30px;
  padding-right: 30px;
}


#phtMortgageCalc > .pht-mcalc__grid {
  padding-top: 35px;
}


/* Inputs grid */
#phtMortgageCalc .pht-mcalc__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 15px;
}


/* Field */
#phtMortgageCalc .pht-mcalc__field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}


#phtMortgageCalc label.pht-mcalc__field,
#phtMortgageCalc .pht-mcalc__field span {
  display: block;
  font-weight: 600;
  color: #000000;
  font-size: 0.95em !important;
}


#phtMortgageCalc .pht-mcalc__field input,
#phtMortgageCalc .pht-mcalc__field select {
  width: 100%;
  padding: 10px 15px !important;
  border: 2px solid #e0e0e0;
  border-radius: 10px;
  font-size: 1em;
  font-family: 'Montserrat', sans-serif;
  transition: border-color 0.3s;
  background: #fff;
}

#phtMortgageCalc .pht-mcalc__field select {
	background: transparent url("../images/angle-down.svg") right 15px center no-repeat;
	background-size: 15px;
}


#phtMortgageCalc .pht-mcalc__field input:focus,
#phtMortgageCalc .pht-mcalc__field select:focus {
  outline: none;
  border-color: #233e85;
}


#phtMortgageCalc .pht-mcalc__field--full {
  grid-column: 1 / -1;
}


/* =========================
   Results area (now above contact)
   ========================= */
#phtMortgageCalc .pht-mcalc__results {
  text-align: center;
  padding-bottom: 10px;
}


#phtMortgageCalc .pht-mcalc__results--locked {
  display: none;
}


#phtMortgageCalc .pht-mcalc__resultRow {
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #f5f5f5;
  padding: 18px 20px;
  border-radius: 12px;
  margin: 12px 0;
  text-align: left;
}


#phtMortgageCalc .pht-mcalc__resultRow span {
  font-size: 1.05em;
  color: #000000;
  font-weight: 600;
}


#phtMortgageCalc .pht-mcalc__resultRow strong {
  font-size: 1.4em;
  font-weight: 700;
  color: #233e85;
}


#phtMortgageCalc .pht-mcalc__fineprint {
  margin-top: 14px;
  font-size: 0.9em;
  color: #666;
  text-align: left;
  padding: 0 5px;
}


/* Buttons (shared) */
#phtMortgageCalc .pht-mcalc__actions {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-top: 15px;
  flex-wrap: wrap;
}


/* IMPORTANT: make sure your buttons use class="pht-mcalc__btn" */
#phtMortgageCalc .pht-mcalc__btn,
#phtMortgageCalc button.pht-mcalc__btn {
  background: #233e85;
  color: #ffffff;
  border: none;
  padding: 18px 40px;
  font-size: 1.1em;
  font-weight: 700;
  border-radius: 10px;
  cursor: pointer;
  transition: all 0.3s ease;
  font-family: 'Montserrat', sans-serif;
  width: 100%;
}


#phtMortgageCalc .pht-mcalc__btn:hover {
  background: #1a2f66;
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(35, 62, 133, 0.3);
}


#phtMortgageCalc .pht-mcalc__btn:disabled {
  background: #ccc;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}


/* Error box: hidden by default, only shows when JS adds .is-visible */
#phtMortgageCalc .pht-mcalc__error {
  display: none !important;
  margin: 20px 10px 10px 10px;
  padding: 14px 16px;
  border-radius: 14px;
  border: 2px solid rgba(255, 0, 0, 0.25);
  background: rgba(255, 0, 0, 0.06);
  color: #7a0000;
  font-size: 0.95em;
  text-align: left;
}


#phtMortgageCalc .pht-mcalc__error.is-visible {
  display: block !important;
}




/* =========================
   Optional Contact Card (Bottom)
   ========================= */


#phtMortgageCalc .pht-mcalc__contact {
  margin: 25px auto 0;
  background: #ffffff;
  border-radius: 0px; /* matches your current "section" style */
  box-shadow: 0 50px 60px rgba(35, 62, 133, 0.10);
  border-top: 1px solid rgba(0, 0, 0, 0.08);
  padding: 28px 25px 22px;
  position: relative;
}


/* Contact title */
#phtMortgageCalc .pht-mcalc__sectionTitle {
  font-size: 1.4em;
  font-weight: 700;
  color: #233e85;
  margin-bottom: 15px;
  text-align: left;
  padding-right: 95px; /* space for badge */
}


/* Checkbox row */
#phtMortgageCalc .pht-mcalc__checkbox {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 5px;
}


#phtMortgageCalc .pht-mcalc__checkbox input {
  margin-top: 4px;
}


#phtMortgageCalc .pht-mcalc__checkbox span {
  font-size: 0.95em;
  color: #000;
  font-weight: 500;
}


/* =========================
   Hidden Gravity (your working version)
   ========================= */
#phtMortgageCalc .pht-mcalc__hiddenGravity {
  position: absolute;
  top: auto;
  overflow: hidden;
  display: none;
}


/* =========================
   Responsive
   ========================= */
@media (max-width: 600px) {
  #phtMortgageCalc .pht-mcalc__grid { grid-template-columns: 1fr; }


  #phtMortgageCalc .pht-mcalc__title {
    font-size: 1.25em;
    padding: 30px 20px;
  }


  #phtMortgageCalc > .pht-mcalc__grid,
  #phtMortgageCalc > .pht-mcalc__results,
  #phtMortgageCalc > .pht-mcalc__contact {
    padding-left: 20px;
    padding-right: 20px;
  }


  #phtMortgageCalc .pht-mcalc__contact::before {
    top: 14px;
    right: 16px;
  }


  #phtMortgageCalc .pht-mcalc__sectionTitle {
    padding-right: 0;
  }
}