first time home buyers down payment assisstance

The mortgage rule changes put in place by the Bank of Canada in July has acted as a barrier to entry for many first time home buyers looking to enter the market. The County of Simcoe, with some help from the province, has stepped in to try to overcome this... [Read More]

tips of end of summer air conditioning savings

Now that we’ve hit September and the kids are back to school it feels like fall, but there are still a few days of summer left! The Barrie forecast is calling for warm weather for the next few weeks, so you may still need your air conditioner and with the... [Read More]

rent or buy a home how to make the right decision

With persistently low interest rates and desirable prices—even bargains in some locations—there are a lot of great reasons to buy a home in the Barrie real estate market. However, deciding whether to buy or rent is a serious, often complicated decision, which should be weighed carefully. A professional, experienced real... [Read More]

Prominent Barrie real estate brokerage Peggy Hill & Associates Realty Inc. recently launched their new website, Designed to serve as an informational hub on the real estate market in the region, the site provides prospective homebuyers and sellers with a wide array of helpful resources. “We built our site... [Read More]

Barrie real estate

The Canadian Mortgage and Housing Corporation, CMHC, just released their third quarter outlook for the Barrie real estate market.  So far this year total starts in the New Home market are down and Resale Home sales have decreased slightly but still remain above the quarterly average. Looking to buy from... [Read More]

energy saving appliances

Buying a major appliance can take a big bite out of your savings, making it tempting to choose the lowest-priced item possible. However, the true cost of owning a home appliance is actually based on three components: the initial purchase price, the cost of repairs and maintenance, and the cost... [Read More]

Bank of Canada

The Bank of Canada announced on Tuesday that the overnight lending rate will remain at 1% at least until the next policy meeting on September 5th.  The overnight target interest rate has now set a new record for remaining unchanged a total of 678 days. Economists feel that the announcement... [Read More]

Bank of Canada

On Wednesday night the Bank of Canada made an unexpected announcement about some major changes to mortgage policy in Canada. The changes are viewed by CIBC economist Benjamin Tal as a “gentle push” to cool down the housing market. What are the changes? The 2 major changes announced are (1)... [Read More]

Before you set out on your remodeling project, the National Association of the Remodeling Industry (NARI) advises homeowners to make sure they’re getting the most value out of their remodeling dollars. In my years of experience as a Barrie real estate professional, I have seen first-hand how the right home... [Read More]

Today’s real estate landscape offers some great buys for savvy real estate consumers, especially when it comes to power of sale properties. As a Member of the Top 5 in Real Estate Network®, I’ve consulted with many clients seeking to capitalize on a power of sale purchase. I always advise... [Read More]

top 5 tips for buying a luxury home

Despite the doom and gloom the media portrays regarding today’s real estate market, several unique opportunities exist for home buyers, in particular, luxury home buyers. While home prices across the country have dropped or stabilized to varying degrees, according to my colleagues in the Top 5 in Real Estate Network®,... [Read More]

We’ve all experienced the hectic pace of business today, and there are many reasons or “excuses” you can use to justify the fact that you’re too busy, but in today’s connected society I believe it’s more important than ever to make continuous learning one of your top priorities. Successful professionals... [Read More]

According to my colleagues in the Top 5 in Real Estate Network®, a national network of leading real estate agents, first-time home buyers across the country have taken advantage of today’s market conditions to go from renter to homeowner. That said, the ability to move into home ownership is very... [Read More]

Spring is finally upon us, which means things will be heating up in no time…including your electric bill. In today’s economy and in the Barrie real estate market, it’s important to reduce expenses wherever possible, especially those costs related to your home. As a Member of the Top 5 in... [Read More]

The biggest part of the score (35 per cent) is your payment history, This shows if you pay bills on time, have any unpaid debts or have been through bankruptcies, consumer proposals or debt management plans. Another big part (30 per cent) is based on how much you owe. If... [Read More]

Given the economic difficulties that still exist, it’s not surprising that many homeowners are looking to home improvement and renovation, rather than buying a new home. When deciding to undertake a remodeling project, however, there are several invaluable tips to keep in mind as you discuss your home makeover with... [Read More]

Keeping your household organized is a challenge in the best of circumstances, let alone when you’re in the midst of dealing with the disruption of moving. As a member of the Top 5 in Real Estate Network®, I always take the extra steps necessary to help my clients experience a... [Read More]

why mortgage rates are going up

Understandably, the goal for any home seller is to sell their property quickly, while investing as little as possible in renovations. With a limited budget and a little effort, you can greatly increase your home’s appeal by focusing on what prospective buyers can see on their first visit. As a... [Read More]